View Poll Results: Should the Bank get implemented as a V3.00?

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  • Yes would be Great!

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  • No thank you!

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Thread: An international Bank!

  1. #1
    Master Sorcerer Msterio's Avatar
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    Lightbulb An international Bank!

    I'm talking about a bank in GT where you can lend and invest wls/dls.



    How the Investment works:


    How borrowing works:



    These systems will be produced and conducted by Ubisoft himself with the help of some mods..
    I dont think this would be too hard to progam. It doesnt have negative things as well, so why dont we get something like this as a V3.00 update??

    Waiting for replies in peace
    Msterio
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  2. #2
    Lesser Wizard
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    So if i'm lending wls i have to pay no interest, if i pay it within the week? Strange.
    Also, what happens if im going to lend like 300wls and then not going to pay them back? fReE wLs?

  3. #3
    Master Sorcerer Msterio's Avatar
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    Quote Originally Posted by RandomGrowtopiaChicken View Post
    So if i'm lending wls i have to pay no interest, if i pay it within the week? Strange.
    Also, what happens if im going to lend like 300wls and then not going to pay them back? fReE wLs?
    1. You pay interest if you dont pay withing the given time
    2. You cant just take 300 wls at once.. you have to climb it up. You can only get up to 5 wls at the beginning.. and slowly ,lets say rank up.
    IGN: UsualGT
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  4. #4
    Master Sorcerer Msterio's Avatar
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    Bump
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    IGN: UsualGT
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    We fail to say the right words, because we choose to say the wrong words! We choose to say the wrong words, because we fail to think of the right words!


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  5. #5
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    The " borrowing plan " might ruin the community tbh.

  6. #6
    Master Sorcerer Msterio's Avatar
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    Quote Originally Posted by 1NB4 View Post
    The " borrowing plan " might ruin the community tbh.
    How? Give a specific reason please
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  7. #7
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    Quote Originally Posted by Msterio View Post
    How? Give a specific reason please
    borrow 10 dls

    quit game

  8. #8
    Master Sorcerer Msterio's Avatar
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    Quote Originally Posted by SmartWaffle View Post
    borrow 10 dls

    quit game

    Come on guys, read carefully.. its not possible to do that mam
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  9. #9
    Lesser Wizard
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    Quote Originally Posted by Msterio View Post
    I'm talking about a bank in GT where you can lend and invest wls/dls.



    How the Investment works:


    How borrowing works:



    These systems will be produced and conducted by Ubisoft himself with the help of some mods..
    I dont think this would be too hard to progam. It doesnt have negative things as well, so why dont we get something like this as a V3.00 update??

    Waiting for replies in peace
    Msterio
    Ruins the economy as players wouldnt really have to work for their wls. The same thing happened with the vending machines
    IGN: Law

  10. #10
    Master Sorcerer Liquify's Avatar
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    I don't think Ubisoft wanna waste their time on this
    IGN : Liquify

    To be talkin' to you,belladonna

  11. #11
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    What I’m not understanding is that if someone just takes their investment and decides not to pay it back, there’s no punishment involved. So lets say someone earns up to be able to lend 10 dls, then takes them all and never gives them back. Yeah, they can never lend again, but they literally just got 10 dls for free. There needs to be a punishment system involved for this to actually work, not just interest in your loan. If the game started automatically taking items and wls from your inventory, that’d be more reasonable.
    This whole account is one giant post.

  12. #12
    Lesser Wizard footballape's Avatar
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    This things already exist in the world BANK

  13. #13
    Master Sorcerer Malware's Avatar
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    Heres the problem(there are two, both involving borrowing)

    Alternet accounts can be spam-made. Gettinf 5 wls a pop easily. These spam accounts xould be spammers, people who host casinos, anything really.

    You said if you borrowed 5 wls and pay it back in time, next it will increase to 7, then 9 and so on.

    What If you borrow 5 wls then pay back the wls intantly. Now, you payed back the wls in time and can borrow 7 wls. Repeat the process and you can easily get 10+dls. Just one hour of grinding this would be insane, like...5 taps=+2 more wls.

    This can also be done on an alt account for no downside.




    Also for investment, its not as broken, but still not a good idea. The wls can be used on atms to gain gems and easily profit more than 2% a month(and atms are basically liquid assets, they can be turned into wls very easily).

    Now, I know the point is for people who just don't farm or stuff, but the only real people this affects are inactive players who will quit. People who quit shouldn't get wls they technically didn't earn.

    The only other people I would see using the interest are people who literally cannot make use/spend all their wls on investment cause they are filthy rich and litterally CAN'T use all their wls on stuff.

    Take for example....(I know he is very rich, but thats the point,very rich people will do this) Jamew7.

    Jamew7 has 100 BGLS!!! For gods sake....if he dumps all, 100 bgls, he will litterally get 2 bgls a month.

    How do you feel? Having 2 bgls instantly appear out of thin air? Oh. My bad. Other pro will be doing this too, so we should probably account for them too....how about basically having a total of 10 bgls worth of wls in total enter the economy.

    Your idea, because of this, is very bad.
    They are two types of people in the world. Me and not me.

  14. #14
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    Quote Originally Posted by Msterio View Post
    How? Give a specific reason please
    Because of this players can afford on what they want. And just what if they can't return the wls in time?

    People might get ban for not returning it. Making the community (because of this) ruined.

  15. #15
    Master Sorcerer Msterio's Avatar
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    Quote Originally Posted by Malware View Post

    You said if you borrowed 5 wls and pay it back in time, next it will increase to 7, then 9 and so on.

    What If you borrow 5 wls then pay back the wls intantly. Now, you payed back the wls in time and can borrow 7 wls. Repeat the process and you can easily get 10+dls. Just one hour of grinding this would be insane, like...5 taps=+2 more wls.
    It wont be like this, since you will hav to return in a min of 2 days and max of 8 days for example
    IGN: UsualGT
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    We fail to say the right words, because we choose to say the wrong words! We choose to say the wrong words, because we fail to think of the right words!


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  16. #16
    Lesser Wizard Aeios's Avatar
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    Both agree and disagree. Why?

    Agree:


    Disagree:
    A U T O P H I L E
    - A person who loves solitude, being alone.


  17. #17
    Master Sorcerer Msterio's Avatar
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    Maybe if as a punishment, that you get taken some items in the same rarity as punishment..
    IGN: UsualGT
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    We fail to say the right words, because we choose to say the wrong words! We choose to say the wrong words, because we fail to think of the right words!


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  18. #18
    Lesser Wizard
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    Quote Originally Posted by Msterio View Post
    1. You pay interest if you dont pay withing the given time
    2. You cant just take 300 wls at once.. you have to climb it up. You can only get up to 5 wls at the beginning.. and slowly ,lets say rank up.
    The interest will be taken away from my backpack? What if im going to lend 300wls using an alt account, then transfer the wls to my main account and live my happy chicken life? Climbin' up is no problem. I can wait for 300wls.

  19. #19
    Master Sorcerer Msterio's Avatar
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    Thats true.. didnt think of that..
    IGN: UsualGT
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    We fail to say the right words, because we choose to say the wrong words! We choose to say the wrong words, because we fail to think of the right words!


    ^^playin GT


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  20. #20
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    what if the bank got robbed?

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